Huntingtonized Federal Credit Union

MISSION STATEMENT
Huntingtonized Federal Credit Union is a financial not-for-profit cooperative,which promotes thrift by offering a wide variety of financial services at reasonable rates. We strive to meet the needs of our membership and maintain the stability and growth of our institution in a professional and personalized manner.

ELIGIBILITY FOR MEMBERSHIP
The Huntingtonized Federal Credit Union shall hereby be designated as a Community Common Bond as follows: The field of membership shall be limited to those having the following common bond:
Persons who live work, worship, or attend school in, and business and other legal entities located in Cabell and Wayne Counties in West Virginia, Boyd County in Kentucky, and Lawrence County, OH. Members of record of this credit union as of the February 22, 2002 , date of conversion to a community field of member. Spouses of persons who died while within the field of membership of this credit union. Employees of this credit union. Volunteers in the community. Members of the immediate family or household. Organizations of such persons.
NOTE: Eligible persons may join HFCU by opening a member share (savings) account with $5.00. Membership is lifetime and will not be revoked if the member no longer meets the eligibility requirements. However, membership may be revoked if the member causes a loss to HFCU. A $5 balance must be maintained in a active share account to keep the membership open and to be eligible for other services.

PATRIOT ACT POLICY
To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
PRIVACY NOTICE Huntingtonized Federal Credit Union is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority of this credit union. We are required by law to give you this privacy notice to explain how we collect, use and safe guard your personal financial information. We are committed to providing you with the competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us or additional financial products for you to consider. Under these arrangements, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our member's privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell to other third parties the information we provide to them. Information We Collect & Disclose About You We collect the following nonpublic personal information about you from a variety of sources and may disclose all the information we collect to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. From membership and loan applications and other forms, we obtain information such as name, address, social security number and income. From your transactions with us or other companies that work closely with us to provide you with financial products and services, we obtain information such as your account balances, payment history, parties to transactions, and credit card usage. From consumer reporting agencies, we obtain information such as your credit worthiness and credit history. From verifications of information you provide on applications and other forms, we obtain information from current or past employers, other financial institutions and other sources listed on the application. We may also disclose information we collect about you under other circumstances as permitted by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial needs. If you terminate your membership with Huntingtonized Federal Credit Union, we will not share information we have collected about you, except as permitted by law. How We Protect Your Information We restrict access to nonpublic personal information about you to those employee who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic,and procedural safeguards that comply with federal regulations and leading industry practices to safeguard you nonpublic personal information. Return to our homepage

© Huntingtonized Federal Credit Union 2003-2008
We welcome your questions, comments or suggestions.