*APR = Annual Percentage Rate.

**Credit union with 1st mortgage only.

Rates effective AUGUST 7, 2012. Rates Subject To Change Without Notice.
All loans secured by shares - 4% above current share rate.

Vehicle Loans Term APR* As Low As
New	3 Years 2.75%
	4 Years 3.00%
	5 Years 3.25%
	6 Years 4.25% (Over $20,000)
Used ( 2010 - 2013)	3 Years 4.50%
	4 Years 4.75%
	5 Years 5.00 %
	6 Years 6.00%
Used ( 2009 & Older)	3 Years 5.50%
	4 Years 6.50 %
	5 Years 7.50 %

Other Loans Term APR* As Low As
Personl	36 Months 9.90% - Up To $2,500
Recreation Vehicles (No 4 Wheelers)	60 Months  9.25% - Up To $15,000
Real Estate	7.95% 20 Years
Home Improvement**	7.95% 5 Years