HOME ELIGIBILITY SERVICES CONTACT HUNTINGTON CONTACT WAYNE
Internet Teller ATM Locator Saving / IRA Loan Rates Newsletter Bulletins For Sale Links REORDER CHECKS: 481 West 8th Avenue P.O. Box 699 Huntington, WV 25701 Phone (800)300-6289 Fax (304)528-2404 hfcu@cloh.com Walmart Plaza Route 3 Box 3021 Wayne, WV 25570 Phone (304)272-3400 Fax (304)272-3404 hfcuwayne@cloh.com	Working Shares Rhonda Sullivan - Editor Owning a home has long been part of the American dream. When your parents bought their first home, they looked to their trusted hometown lender for a mortgage. Now you can do the same. At your credit union, you know people you can trust. That's one of the most important things that make a credit union mortgage different. We have the knowledge and experience to find a mortgage loan that meets your needs and your budget. Visit your credit union and meet with one of our mortgage loan specialist. We offer mortgage options including: Fixed-rate Loans Construction Loans Home Improvement Loans And you can get preapproved for any of our mortgage loans. You shop as a cash buyer--a significant advantage. Your credit union has a mortgage that is right for you. And there's no greater convenience than having your mortgage loan and all your other financial services in one place. If you'd like more information about your credit union mortgage program, contact a mortgage specialist at your credit union today. 0.00% INTEREST RATES! Are they really a good deal??????? Many of our members are excited about the automobile manufacturers offering low-rate loans. The offer is appealing, at least on the surface. Make sure you look at all options before buying a new automobile. Note the following regarding 0% financing: Not everyone can qualify for the low-rate financing. You generally must have near-perfect credit to get the best rates. Those who qualify for incentives will have to choose between low-rate financing or factory cash-back offers. Monthly payments on low-rate loans might be more than members can afford because some of the financing deals are short term=24 to 36 months. Monthly payments on low-rate loans might be more than members can afford because some of the financing deals are short term=24 to 36 months. Only certain models may have 0% financing. When buying a new car, you should get what you want-not what the dealer has overstocked. Approximately 15% or fewer of the people who come in for the low-rate financing actually leave with it. Lately, used car dealers are using 0% financing as a gimmick to sell their product. Before buying a "new or used" car, make sure you check out all the facts. Remember the Credit Union has always offered a very low rate with no hidden costs or gimmicks. Check with us before you sign on any deal. You may get a pleasant suprise. © Huntingtonized Federal Credit Union 2003-2008 We welcome your questions, comments or suggestions.