Savings Accounts

Share Accounts
This is your membership account; you must keep the minimum of $5 in this account at all times. You receive dividends on this account when your daily balance is $5 and over. The dividends are compounded monthly and paid monthly. You have access to three withdrawals a month in your share account and then you are charged a fee for all withdrawals thereafter.

IRA Accounts
With uncertainty over the ability of Social Security to meet your needs, you will be forced to rely more on your own resources to support your retirement lifestyle. Individual Retirement Accounts (IRA’s) are great tax-favored ways to save for retirement. With a traditional IRA, your earnings grown tax differed, so you won’t owe income taxes until you make withdrawals. And if you are eligible, your contributions may be tax deductible. The Credit Union offers both Traditional and Roth IRA accounts.

Share Certificates
Members can access the six to fourty-eight months share certificates with above average yields that are amongst the highest around.

Federal Insurance
The money on deposit at Huntingtonized Federal Credit Union is insured by the National Credit Union Administration (NCUA) for up to $250,000 per member through the National Credit Union Share Insurance Fund (NCUSIF). The NCUA is a federal agency that has oversight of all federally insured credit unions in the United States.